DC Investors

At Fulcrum, we are focused on developing highly relevant solutions for Defined Contribution pension schemes. We keep DC Savers front of mind with the aim of improving their end outcomes.

Cost-effective

The charge cap requires DC pension schemes to be fully on top of the costs of their investments. We charge competitive, transparent rates for our investment strategies; providing differentiated exposures.

Transparent

We always work in a transparent way with our clients, whether this relates to cost information, underlying holdings or access to our investment team. We pride ourselves on building long-term relationships with our clients so that both parties understand what each other does.

Platform-friendly

All of our key investment strategies are available in a daily dealing, platform-friendly format. If your preferred fund isn’t already available on your DC life platform, we will work with you to ensure it is as soon as possible. Below we show some of the investment platforms where you can already find Fulcrum investment solutions.

Integrated Responsible Investment

Responsible investing considerations are an integral part of the investment process in our Alternatives and Discretionary strategies. Where we invest directly in equities we consider the investment's E, S and G risks as part of the analysis. We are also mindful of the impact of our investments and we seek to support the UN Sustainable Development Goals where possible. Across our solutions we avoid investing in controversial weapons, tobacco and predatory lending. We fulfil our corporate governance obligation through our connection to the Broadridge platform and we base our voting on independent research.

Further information can be found in our Responsible Investment Policy.

Innovative

We are constantly looking to improve outcomes for DC savers by generating differentiated investment ideas and, where appropriate, new solutions. Below we highlight three examples of work we have done.

Clean Energy

Customised exposure to a crucial long term theme, including solar, wind, hydro and biomass listed securities.

ESG Integrated High Yield

Early adopters of new strategy with smart reflection of ESG, fundamental and technical risks.

Sustainable EM Debt

Bespoke globally diversified portfolio of local currency bonds built from meta-analysis of ESG research.

Clean energy
Bond
EMdesert

Innovative

We are constantly looking to improve outcomes for DC savers by generating differentiated investment ideas and, where appropriate, new solutions. Below we highlight three examples of work we have done.

Clean Energy

Customised exposure to a crucial long term theme, including solar, wind, hydro and biomass listed securities.

Clean energy

ESG Integrated High Yield

Early adopters of new strategy with smart reflection of ESG, fundamental and technical risks.

Bond

Sustainable EM Debt

Bespoke globally diversified portfolio of local currency bonds built from meta-analysis of ESG research.

EMdesert

Complementary

We offer solutions that can form the entirety of the growth assets in a DC glidepath such as our Diversified Growth offering. We also offer solutions for a number of the key building blocks. Below we illustrate how our fund offerings can be used in a DC glidepath.

Glidepath DC 2019

We have written an in-depth paper on how our Diversified Liquid Alternatives Fund can fit into a DC glidepath.

DC Friendly Solutions

Diversified Liquid Alternatives

Designed to complement equities, bonds and absolute return funds throughout the glidepath.

Diversified Core Absolute Return

A core part of the glidepath sitting next to equities, bonds and other alternatives. An income version is also available for post-retirement.

Fixed Income Absolute Return

Designed to provide stability in the later stages of the glidepath.

Risk Premia

Our clients gain exposure to our Risk Premia strategy through DLA but it is also available as a standalone solution.

We are also happy to provide customised versions of our investment solutions for Master Trusts and larger DC schemes.

DC Friendly Solutions

Diversified Liquid Alternatives

Designed to complement equities, bonds and absolute return funds throughout the glidepath.

Diversified Core Absolute Return

A core part of the glidepath sitting next to equities, bonds and other alternatives. An income version is also available for post-retirement.

Fixed Income Absolute Return

Designed to provide stability in the later stages of the glidepath.

Risk Premia

Our clients gain exposure to our Risk Premia strategy through DLA but it is also available as a standalone solution.

We are also happy to provide customised versions of our investment solutions for Master Trusts and larger DC schemes.

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